Debt Management

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Debt Management

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Dan Isaacs

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Perry Riley

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A debt management plan (DMP) is an agreement between a debtor and a creditor that addresses the terms of outstanding debt.

This commonly refers to a personal finance process of individuals addressing high consumer debt. Debt management plans help reduce outstanding, unsecured debts overtime to help the debtor regain control of finances.

The process can secure a lower overall interest rate, longer repayment terms, or an overall reduction in the debt itself.

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